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No — this guide teaches principles only, and cannot replace qualified advice.
Q: Can I use this guide to decide whether a specific loan, investment, or insurance product is permissible for me? A: No. This guide explains general Islamic principles about money — it does not review contracts, recommend products, or issue rulings. Specific financial decisions should be made with a qualified financial professional and, for questions of permissibility, a qualified Islamic finance scholar.
Q: Does this app rate or list halal stocks, funds, or ETFs? A: No, and it never will as part of this guide — fund screening and investment recommendations are outside its scope and require licensed financial expertise this content does not provide.
Q: Is this guide a fatwa? A: No. A fatwa is a specific religious ruling issued by a qualified scholar in response to a specific question and context. This guide teaches general principles only; for an actual ruling on your situation, seek out a qualified, trusted scholar directly.
This entire guide is educational content, not financial advice and not a fatwa. Always consult qualified financial and religious professionals for decisions about your own money.
General education, not financial or fatwa advice. Fund screeners, specific products, and rulings on your own contracts need a qualified, certified Islamic finance scholar or institution.